Loan Rates: Effective January 1, 2011
|
| CARS/TRUCKS: UP TO 100% FINANCING NADA VALUE |
| Up to 72 months financing |
Rates as low as: 3.50% up to 14.00% |
|
| BOATS/RECREATIONAL VEHICLES/TRACTORS: |
| Up to 72 months financing |
Rates as low as: 5.25% up to 16.00% |
|
| NEW FURNITURE/HOUSEHOLD APPLIANCES: |
| UP TO 100% FINANCING LIST PRICE |
| 36 months |
6.00% to 16.00% |
|
| PERSONAL/SIGNATURE: |
| 36 months |
5.00% to 18.00% |
|
| SHARE SECURED: |
| 2% ABOVE CD RATE PLEDGED (MINIMUM RATE OF3%) |
|
| REAL ESTATE: |
| 1st MORTGAGE (Primary Residence or Land) |
80% FINANCING APPRAISED VALUE |
| 180 months (60 month balloon payment) |
7.00% |
| MOBILE HOMES |
70% FINANCING APPRAISED VALUE |
| 180 months (60 month balloon payment) |
8.00% |
|
| OVERDRAFT LOANS: $300 Maximum |
| $35 per $100 per month |
18.00% |
|
The annual percentage rate you receive will be within the ranges disclosed above and is based on certain creditworthiness criteria. Please see us for details regarding how your rate is determined.
Credit Disability Insurance is available. (Member Pay). Loan Protection Insurance is provided by Credit Union. Upon death, total loans up to 10,000 paid in full except on real estate. Age limit 70. (No additional cost to member).
GAP Insurance is Available. (Member Pay). Extended Warranties on Vehicle is available. (Member Pay). |