Loan Rates: Effective January 15, 2010 |
| CARS/TRUCKS: UP TO 100% FINANCING NADA VALUE |
| 2009 & newer (up to 60 months) |
6.00% to 12.00% |
| 2009 & newer (61 + months) |
6.50% to 12.50% ($25,000 min. financed) |
| 2008 & older (up to 48 months) |
7.00% to 13.00% |
|
| NEW BOATS/RECREATIONAL VEHICLES/TRACTORS: |
| UP TO 100% FINANCING RETAIL VALUE |
| Up to 48 months |
7.75% to 13.75% |
Up to 60 months |
8.75% to 14.75% |
|
| USED BOATS/RECREATIONAL VEHICLES/TRACTORS: |
| UP TO 100% FINANCING RETAIL VALUE |
2008 & newer (up to 54 months) |
8.25% to 14.25% |
2007 or older (up to 42 months) |
9.75% to 15.75% |
|
| NEW MOBILE HOMES: |
| UP TO 100% FINANCING RETAIL VALUE |
| 60 months |
9.25% to 15.25% |
| 96 months (Doublewide Only) |
9.50% to 15.50% |
| 120 months (Doublewide Only) |
11.00% to 17.00% |
|
| USED MOBILE HOMES: |
| UP TO 100% FINANCING RETAIL VALUE |
| 2008 & newer (up to 60 months) |
10.00% to 16.00% |
| 2007 or older (up to 48 months) |
11.75% to 17.75% |
|
| NEW FURNITURE/HOUSEHOLD APPLIANCES: |
| UP TO 100% FINANCING LIST PRICE |
| 36 months |
10.75% to 16.75% |
|
| PERSONAL: |
| 36 months |
8.00% to 18.00% |
|
| SHARE SECURED: |
|
| REAL ESTATE: |
| 1st MORTGAGE (Primary Residence or Land) |
80% FINANCING APPRAISED VALUE |
| 180 months (60 month balloon payment) |
7.00% |
|
| OVERDRAFT LOANS: $300 Maximum |
| $35 per $100 per month |
18.00% |
|
The annual percentage rate you receive will be within the ranges disclosed above and is based on certain creditworthiness criteria. Please see us for details regarding how your rate is determined.
Credit Disability Insurance is available. (Member Pay). Loan Protection Insurance is provided by Credit Union. Upon death, total loans up to 10,000 paid in full except on real estate. Age limit 70. (No additional cost to member).
GAP Insurance is Available. (Member Pay). Extended Warranties on Vehicle is available. (Member Pay). |
