Fee Schedule

Savings Account Fees
Regular Savings Withdrawal $2.00 per withdrawal if more than one (1) withdrawal per month
Special Savings Withdrawal $2.00 per withdrawal if more than one (1) withdrawal per month
Share Draft Account Fees
Overdraft $20.00 per transfer
NSF Up to $30.00 per item
Stop Payment $20.00 per item
Share Draft Printing Prices may vary depending upon style
Copy of Share Draft $2.00 per item
NSF Fee on Deposited Item $20.00
Other Services Fees (applicable to all accounts)
Account Closed $10.00 before 6 months from opening date
Club Account Closed $10.00 closing or per withdrawal prior to payout date November 1st
Account Reconciliation $10.00 per hour
Statement Copy $1.00 per page
Inactive Account $60.00 one-time fee after one (1) year
Wire Transfer (Outgoing) $20.00 per transfer
Address Return Collection Fee $1.00 per item
Share Value
Par Value of One Share $25.00


TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES

Except as specifically described, the following disclosures apply to all the account. All accounts described in this Truth-in-Savings Disclosure are share accounts.

  1. Rate information: The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors. The Dividend Rates and Annual Yield are the rates and yield as of the last dividend declaration date which is set forth in the Rate Schedule.
  2. Nature of Dividends: Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.
  3. Dividend Compounding and Crediting: The compounding and crediting frequency of dividends and dividend period applicable to each account are stated in the Rate Schedule. The Dividend Period is the period of time at the end of which an account earns dividend credit. The Dividend Period begins on the first calendar day of the period and ends on the last calendar day of the period.
  4. Accrual of Dividends: For all account, dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
  5. Balance Information: To open any account you must deposit or already have on deposit at least par value of one full share in any account. The par value amount is stated in the Fee Schedule. Some accounts may have additional minimum opening deposit requirements. The minimum balance requirements applicable to each account are set forth in the Rate Schedule. For all accounts using a Daily Balance method, dividends are calculated by applying a daily periodic rate to the principal in the account each day.
  6. Account Limitations: For Regular Share, Special Savings, Christmas Savings and IRA Regular Savings accounts, no more that six (6) preauthorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third part in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. If you exceed these limitations, your account my be subject to a fee or be closed. For Share Draft accounts, no account limitations apply.
  7. Fees for Overdrawing Accounts. Fees may be imposed on each check, draft, item, ATM card withdrawal, debit card point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the fee schedule for current fee information.

 

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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